HFS FINANCIAL

     
    New Braunfels, Texas, Pergola, shade covering, modern style, yard, display, white stain, shade bars, wall shades

    FINANCING THAT FITS YOU

    COVER Timberworks has teamed up with HFS Financial to help you find loan offers from top lenders for all of your home improvement projects. Check your rate with the button below.
    • No deposit or down payment required
    • No Equity Required
    • Any indoor or outdoor home project can be included
    • Checking your rate won't impact your credit score
    • No prepayment penalties
    • Loan amounts up to $150,000 and terms up to 15 Years
    • Tax deductible loans available
    Check Your Rate

    How Financing Works

    Get Your Dream COVER Timberworks Structure with a Loan from HFS Financial!
     

    Inquire for
    a Loan

    Does NOT affect your credit, get same day answers.

    Speak to a Loan Consultant

    Get instant loan answers OR speak with a loan consultant.

    Provide Documentation

    Securely upload some basic documents for loan verification.

    Fund your
    Loan

    Loan proceeds fund to your bank account, you are now a cash customer.

    COVER TIMBERWORKS MONTHLY PAYMENT

    When you apply for financing through HFS Financial lenders, you can include additional project expenses to cover the full amount.

    OUTDOOR STRUCTURE PRODUCT COST*

    $9,000

    Estimated project cost*

    $9,000
     

    Amount financed

    $37,000
     

    Loan APR1

    5.99%
     

    Term1

    3 YEARS
     

    Estimated payment

    $273.76

    PER MONTH

    This estimated monthly payment is based on the loan amount, loan term year, and APR above. Actual rates, terms and payments will vary based on your personal credit profile.

    • Checking your rate does not affect your credit score.
    Check Your Rate
    New Jersey, pavilion kit, curved collars, outdoor living, outdoor dining, outdoor entertaining, backyard living, outdoor furniture, outdoor adult space

    FREQUENTLY ASKED QUESTIONS

    HFS Financial specializes in home improvement loans, offering tailored financing solutions to homeowners nationwide. They help fund a variety of projects, including enhancing outdoor spaces with structures like pergolas and pavilions, as well as other backyard improvements. Founded by financial experts, HFS simplifies the financing process with a streamlined 60-Second Loan Inquiry, ensuring quick approvals and competitive rates. They prioritize simplicity, confidentiality, and dedicated support, making it straightforward for homeowners to elevate their property’s aesthetic appeal and functionality.

    COVER Timberworks has chosen to partner with HFS Financial to offer our customers competitive financing options for their structures with simplicity and efficiency. HFS Financial provides direct-to-consumer funding specifically tailored for projects like our pergolas and pavilions. They offer minimal documentation requirements, no need for home equity or appraisals, and up to 120% financing to cover unexpected costs. With low fixed rates, flexible loan terms, and a straightforward 60-second inquiry process, HFS ensures a seamless experience from application to approval. This partnership allows us to better assist you in securing the best funding for your outdoor living space projects.
    A home improvement loan, such as those offered through HFS Financial, is a personal loan specifically designed to fund home improvement projects, including structures like our pergolas and pavilions. Unlike traditional home equity loans, these personal loans do not require equity or appraisals, simplifying the funding process. HFS Financial provides competitive rates, flexible terms, and a straightforward application process, allowing homeowners to finance their outdoor living projects quickly and efficiently.

    When choosing a home improvement loan, it’s crucial to avoid options with excessive red tape and staged financing that can delay your project. Instead, opt for a loan that offers flexibility in how you receive and use your funds. HFS Financial provides hassle-free, upfront funding within a few days, allowing you to manage your structure project as you see fit.

    HFS funds can be used for both exterior and interior home improvement projects. When customers see how little their monthly payment could potentially be, many customers choose to increase the scope of their project. For instance, while building the pergola or pavilion of your dreams with COVER Timberworks, you can also use the loan funds to enhance your interior space, maximizing the value and enjoyment of your entire home.
    You could be funded in as little as 48 hours, which is lightning fast compared to traditional bank loans. Once approved and the loan is closed, you can typically expect funds within the week, ensuring your COVER Timberworks project stays on schedule and can begin promptly.

    Financing through HFS Financial provides you with the flexibility to make changes or additions with your contractor during the project. With funding for up to 120% of your project, you will have the money in hand that you need to make your vision a beautiful reality. You don’t have to worry about waiting for approval before making adjustments to complete your dream.

    With HFS Financial, it couldn’t be easier to get started on your financing application. With our quick 60-second application, simply fill out our online form and submit it to discover the funding amounts, rates, and terms available for your sensational new pergola or pavilion. Soon, you’ll be enjoying your new space in your gorgeous home. With HFS Financial, “You Dream It, We Finance It.”

    Yes! HFS Financial is available online in all of the United States via connected smartphones, tablets, and personal computers.
     

    Disclaimer: NMLS and MD CSB # 1680766

    HFS Financial is not a lender. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant, or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates.

    All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFS’s third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. Loan Example: A loan for $50,000 with a fixed rate of 7.99% and an APR of 8.52% for a term of 20 years would result in 240 payments of $501.49, assuming the applicant(s) do not pay off the loan early. All loan programs found at www.hfsfinancial.net have no fees or penalties for prepayment. Not all will qualify.

    HFS Financial is not responsible or liable for any products, services, information, or other materials displayed, purchased, or obtained because of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan, or interest rate analysis. HFS Financial recognizes that there may be differences in interest rates.